Foreclosure

Stop Foreclosure Fast. Sell Your House for Cash.

The house is still yours until a sheriff's sale happens. There is usually more time, and more equity, than people expect. You will have a written offer within 24 hours, and you choose the closing date. No repairs, no commissions, and no pressure from us.

Get my free cash offer 414-793-3773

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We understand

What usually weighs on people in this situation

These are the worries we hear most often. If one of them is sitting in the back of your mind right now, you are in very ordinary company, and each one has an answer.

This is one of other reasons people sell to us. We also buy every what kinds of property we buy across Wisconsin.

In this situation we most often buy a single-family home, usually through a direct cash purchase. See the services we offer for the full picture.

Worth reading first: the Wisconsin foreclosure timeline step by step.

Foreclosure auction date approaching fast

Credit score damage from completed foreclosure

Deficiency judgments leaving you still owing money

Overwhelming stress, embarrassment, and uncertainty

Underwater mortgage with negative equity

Foreclosure

What selling during foreclosure actually looks like

If a foreclosure case has been filed against you, take a breath before you read any further. The house is still yours. That is not reassurance for its own sake — it is simply how Wisconsin law works.

The lender has to sue you in circuit court, win a judgment, and then wait out a redemption period before a sheriff’s sale can be held. Until that sale takes place, you keep the right to sell. People arrive here certain it is already over, and are very often sitting on real equity with months still on the clock.

What a completed foreclosure costs you afterward

Two things follow you afterward. The first is credit damage, and a completed foreclosure is among the most severe marks a report can carry — it affects mortgage eligibility for years in a way that late payments alone do not.

The second is the deficiency judgment. If the sheriff’s sale does not cover what you owe, Wisconsin law allows the lender to pursue you for the shortfall in many circumstances. That is the outcome people do not see coming: the house is gone and the debt is not.

A sale before the auction avoids both. The loan is paid in full at closing, so there is no shortfall and nothing to pursue. That is the entire argument for acting while the clock is still running.

AJ Vermiglio reviewing a Wisconsin foreclosure timeline with a homeowner facing a sheriff sale — AJ will tell you where you actually are in the process, free.

Wisconsin gives you more time than you think

Because Wisconsin is a judicial foreclosure state, nothing happens quickly. The lender files suit, you are served, you have time to answer, and the court has to grant judgment. Then a redemption period runs — commonly six or twelve months for an owner-occupied home, shorter when the lender waives its deficiency claim or the property is abandoned.

Only after all of that does a sheriff’s sale get scheduled, and a court still has to confirm it. From first missed payment to completed sale, the whole sequence often runs close to a year.

That is a lot of runway. It is also runway that costs money: arrears, late fees and the lender’s legal costs all get added to your payoff, so every month of waiting shrinks your equity a little more.

Selling with a sale date already scheduled

We have closed for sellers with a sheriff’s sale weeks away, and it is genuinely doable. Being cash is what makes it possible — there is no lender underwriting, no appraisal, and no financing contingency that can slip the date.

What we need from you immediately is the case number and the scheduled sale date. That lets the title company order the payoff and work backward from a real deadline rather than a hopeful one.

If the date is too close for a clean closing, an attorney can sometimes request an adjournment, particularly when a signed purchase agreement shows the lender is going to be paid. Talk to a Wisconsin attorney about that — we are not one, and this is not legal advice.

How it works

Three steps, and we carry most of them for you

We keep this simple on purpose, because you have enough to carry already. AJ or Gina will call you within a few hours, look at your home honestly, and put a written offer in your hands. Then you take all the time you need. There is no deadline on our side, and there never will be.

Tell us about your home

Fill out the form or call us. Takes about 5 minutes.

Receive a written offer

Within 24 hours. We explain our numbers.

Choose your close date

$216,000

Situation

Fast relocation desired

All cashAs-isNo commissions

3040 N 76th

Closed

Purchased for

$155,000

Situation

Pre-foreclosure

All cashAs-isNo commissions

Get your cash offer today

Reviews

What homeowners say

5.0 avg · Google verified

“The sale of my condo with AJ went very smoothly, and we closed very quickly. Everything was exactly as AJ said it would be. Great company to work with.”
David KnightOak Creek, WI
Condo Sale

“I inherited a house I had no idea what to do with. Gina walked me through every step, handled all the paperwork, and we closed in under two weeks. I didn't have to lift a finger.”
Maria T.
Milwaukee, WI
Inherited Property

“Facing foreclosure was terrifying. AJ called me back within an hour, explained my options honestly, and we closed before the auction date. They genuinely cared.”
James R.
Racine, WI
Foreclosure

Read all reviews

Free, no obligation

Get your free cash offer

No obligation. No fees. Our team will call you within a few hours.

Written cash offer within 24 hours
Close in 7 days or on your schedule
Zero fees, commissions, or closing costs
Buy in any condition, no repairs needed
Real people every time, no call centers, no scripts

Prefer to call?

414-793-3773

FAQ

Questions people ask us about foreclosure

Can I still sell my house after a foreclosure has been filed?

Yes. You own the property until the sheriff’s sale is held and confirmed by the court. A filed case, a judgment, even a scheduled sale date — none of those remove your right to sell. Lenders generally prefer it, because they are paid in full without finishing an expensive court process.

How fast can you close to beat a sheriff’s sale?

Seven days once title is clear, and we have done it under real deadline pressure. Give us the case number and the sale date on the first call. If the date is genuinely too tight, an attorney can sometimes seek an adjournment, and a signed purchase agreement makes that request far more persuasive.

What if I owe more than the house is worth?

That is a short sale, which requires your lender to approve accepting less than the full payoff. It takes considerably longer than a normal closing. We will tell you honestly and early if that appears to be your situation rather than letting you discover it weeks in.

Will selling stop a deficiency judgment?

It generally prevents one, because a sale that pays the loan in full leaves no shortfall for the lender to pursue. That is one of the strongest practical reasons to sell rather than let the auction happen. Confirm the specifics with a Wisconsin attorney, since deficiency rules depend on which statute the lender proceeded under.

Do I get any money if I sell during foreclosure?

You keep everything above the payoff. Our offer, minus what your lender is owed including arrears and legal costs, is yours. Sellers are regularly surprised by this — many assume foreclosure means walking away with nothing, and then leave the closing table with a check.

If this isn't quite your situation

Not filed against you yet

If you are only behind on payments, you have far more options available.

Behind on property taxes too

The county tax clock runs separately from your lender’s foreclosure.

Considering bankruptcy

A filing changes what you can do with the house, and who has to approve it.

Service area

We serve these Wisconsin cities

We close fast in every city listed below, often in 7–14 days.

Milwaukee

Oak Creek

Cudahy

South Milwaukee

Greenfield

Franklin

West Allis

Wauwatosa

New Berlin

Hales Corners

Greendale

Glendale

St. Francis

Waukesha

Brookfield

Racine

Kenosha

Madison

Fitchburg

Middleton

Monona

Sun Prairie

Verona

Stoughton

Edgerton

No obligation

Let's talk it through, whenever you're ready

No repairs, no fees, no waiting. No obligation, ever.